T-FX is a Photoshop plugin that has 50 backgrounds you can use to build images. It also does 30 fantastic edge effects, 16 creative text effects, the distressed look, the fake embroidery look, a novel puzzle effect, the 3-D Latent Image effect and much more. It works on MAC or PC.

For more information and to see samples of the effects click here to go to the T-FX web page.